Questions and Answers about Home Loans Financing.net?
FAQs about home loans and bad credit home loan financing. Even with bad credit you may be able to get approved for a home loan. We have many special financing programs available through our lenders, if you have a question about home loan financing you can find the answer here.
Are programs really available to help people with bad credit?Absolutely! Truth is a larger percentage of Americans have credit problems than there are people with good to excellent credit. There are programs designed to help people who have credit problems and we have worked diligently to ensure that we have the loan officers and programs available. Go to our Bad Credit Home Loans page for more info.
I have no credit, do you have first time home buyer loan programs?Yes we do. Our loan officers are very experienced in helping first time home buyers. There are many programs available to the first time buyer and there are also some grants and down payment assistance programs which are designed to make it easier for first time home buyers to get approved for that first home. Go to our First Time Home Buyers Loan page for more info.
I am wanting to refinance my current home loan but have credit problems. Can you help?In most cases home refinance programs are available to refinance your current home loan even if you have credit problems. Our home refinancing officers are experienced in all phases of home refinance loans and can help you obtain a refinancing loan at very competetive rates. For more information go to our Home Refinance Loan page.
I have read that you help people who have credit problems. I have good credit and am wondering if I should apply through your site. Will I receive a high home loan rate if I apply through your site?As you complete the loan application our system will automatically match you up with one of our loan officers that best suits your needs and credit criteria. If you have good credit of course you will probably qualify for the lowest possible rates. For more information about our loan programs you can go to our Home Loans page or to get approved now you can go straight to our secure Online Home Loan application.
Are home loans available for people that are self employed?Yes, there are special finance programs for self employed individuals. Our nationwide network of home loan officers are very experienced at helping people who are self employed. Being nationwide opens up alot of lender programs outside of your area which increases your chance for obtaining a home loan.
I have a bankruptcy that is discharged can I qualify?All bankruptcies must be discharged and a period of two years after the dismissal has to pass.
I am a loan officer and was wondering if it is possible to join your program to help people who have credit problems.If you would like to learn more about our loan leads program for loan officers you can complete the leads inquiry form and one of our loan officer lead representatives will contact you about joining our program.